Buy a Dental Practice

Browse dental practices for sale across 50 states. Updated daily from 214 brokerages. Free to browse, no login required.

Browse All Listings

How to Buy a Dental Practice

Buying a dental practice is a major investment, and one of the routes dentists take to practice ownership. Whether you're a new graduate or an experienced associate, here's how the acquisition process works.

1

Search & Compare

Browse practices by state, city, type, and price. Compare financials, patient counts, and operatories from many brokerages in one place.

2

Get Pre-Qualified for Financing

Connect with dental-specific lenders and get pre-qualified for a practice-acquisition loan. Knowing your budget before you start makes the search much more focused.

3

Conduct Due Diligence

Sign an NDA with the listing broker to access full financials, patient records, and practice details. Review everything with your accountant and attorney.

4

Close & Transition

Finalize the purchase agreement, secure financing, and plan the transition. Most sellers offer a transition period to introduce you to patients and staff.

How to Finance a Dental Practice Purchase

Dental practice acquisitions are commonly financed through banks and lenders that specialize in dental and healthcare practices. SBA 7(a) loans are a common route: per the SBA's published 7(a) program terms (sba.gov, retrieved October 5, 2026), a loan can be up to $5 million, with a maximum term generally of 10 years, or up to 25 years when it finances real estate. Loan amount, rate and down payment vary by lender and borrower, so get written terms from more than one lender.

Lenders evaluate the practice's cash flow and your debt service coverage ratio (DSCR) — the ratio of the practice's net income to annual loan payments. Each lender sets its own minimum, so ask what yours requires.

Other financing options include conventional bank loans, seller financing (where the seller carries a portion of the note), and specialized dental lenders that focus exclusively on healthcare practice acquisitions.

Dental Practice Due Diligence Checklist

Before buying a dental practice, thorough due diligence protects your investment. Here's what to review:

✓Several years of tax returns and financial statements
✓Current profit & loss statement and balance sheet
✓Patient demographics: active count, new patients/month, retention rate
✓Insurance panel participation and fee schedules
✓Equipment inventory, age, and condition
✓Lease terms: remaining duration, renewal options, rent amount
✓Staff roster: roles, tenure, compensation, benefits
✓Technology assessment: digital imaging, practice management software
✓Accounts receivable aging report
✓Competitive landscape and local market demographics

Frequently Asked Questions About Buying a Dental Practice

How do I finance a dental practice purchase?

Dental practice acquisitions are commonly financed through banks and lenders that specialize in dental and healthcare practices, and SBA 7(a) loans are a common route. Loan amount, term, rate and down payment vary by lender and borrower, so get written terms from more than one lender. Seller financing is sometimes part of the mix too.

What should I look for during dental practice due diligence?

Key items include: several years of financials, patient demographics and retention, equipment condition, lease terms, staff roles and compensation, insurance panels, and the local competitive landscape.

How much does a dental practice cost?

There is no standard price, and this site does not set one. The asking price on each listing is the figure the listing broker published, not ours; we do not estimate, benchmark or opine on what any practice is worth. Ask the listing broker how the price was set and what sits behind any adjusted figures, then confirm the numbers with your own CPA and lender in due diligence.

Should I buy an existing dental practice or start from scratch?

Buying an existing practice offers immediate cash flow, an established patient base, and trained staff. Startups take time to reach profitability but offer complete control. Which route fits depends on your goals, capital and market.

Related Resources

Find a Dental Practice Broker: a directory of brokers nationwide, in rotating orderBrowse All Dental Practices for Sale — Search by state, city, and practice type