What Can I Afford?

A quick read on your own comfortable acquisition range — based on your income and debts, not any specific practice.

Educational estimate only — not financial or lending advice. Your CPA and lender confirm the real numbers.

Annual income

Monthly existing debt

Monthly living costs

Down payment %

Rate assumption %

Loan term (years)

YOUR COMFORTABLE ACQUISITION RANGE

up to $508,840

Based on a bank target of ~1.25x debt-service coverage against your available monthly cash flow. This is your own math, not a valuation of any practice.

Monthly cash flow available for debt

$6,500

Estimated loan capacity

$457,956

Payment per $100K financed (10yr, 6.5%)

$1,135/mo

This tool values your own wallet, not any listed practice. It never states, scores, or implies what a specific practice is worth. Bring these numbers to your CPA and lender to confirm.